Why should you care about basic car insurance? South Africans who have recently bought cars or are contemplating making a purchase will have one big question. Can I get affordable basic car insurance? This is a valid question in light of the various…

What is Allsure car insurance? Allsure is an innovative product from Old Mutual Insure that combines home and property insurance with motor insurance. Over and above this, Allsure offers personal cover and hospital cash plans among other additional options in its extensive cover.…

What is AARTO? The Administrative Adjudication of Road Traffic Offences Acts is an administrative process that ensures motorists adhere to traffic rules. It applies only in the jurisdictions that fall under the Tshwane Metropolitan Police Department and the Johannesburg Metropolitan Police Department. The…

What does all-risk insurance cover? With the all-risk insurance from Momentum, you can get cover for a range of your and your family members’ personal items. These can include jewellery, clothing, mobile devices and cameras. Why you need all-risk insurance  Your possessions will…

When do you need to show proof of car insurance? In South Africa, having motor insurance is not mandatory for car owners. Risky as it is, you won’t land in jail or get a fine for driving around without an insurance sticker. However,…

Premiums are the least of the problem regarding car insurance. A recent survey by the South African Insurance Association revealed that over 30% of the vehicles being driven on the country’s roads are insured. This is alarming if in light of South Africa’s…

What is a no claim bonus? The car insurance industry in South Africa is rife with providers. To entice people to buy their policies, several insurers advertise a no claim bonus. Essentially, if you don’t make a claim for a given period of…

Why should I care about rules for towing a boat? You love taking your family out on holidays and usually tow a trailer home or drag along a boat. Therefore, you need to acquaint yourself with the latest towing guidelines. Ignorance will be…

Why do I need caravan insurance? Many South Africans spend their holidays out in the wild enjoying nature in caravans or tents. During that time you will see SUVs or 4×4 trucks out on the road towing caravans to game parks and other…

What toll has alcohol abuse and drunken driving had on South African roads? Drunk driving is a scourge. It lead to the loss of life, devastated family members and insurer refusals to pay out claims. As many as 25 000 South Africans die…