You Need A Vehicle Insurance Quote Before It’s Too Late
It’s in your interest to get a vehicle insurance quote as soon as possible after buying a new or secondhand car.
Insuring a car is protecting yourself in case something happens to the car, and there are many things that can happen to a car.
Your car risks theft, damage in a robbery attempt or a write-off in an accident. Fire can destroy it, floods can damage it and other types of natural disaster can occur.
No one wishes for such events but in case they do happen, you want to be sure that you will be able to repair the car or replace it.
This Picture Explains Why You Need a Vehicle Insurance Quote Now
After buying the car you will want to make sure you don’t lose your investment in one wrong turn.
This is where you need the help of insurance companies.
You pay them a small amount of money every month called a premium. And if one of the risksĀ happens, they will pay you the agreed value.
How to Decide On the Best Deal for Your Situation
The first step in deciding which insurance company to go for is to get a vehicle insurance quote from them and the best way to do this is through the Internet.
Simply open Google and type online insurance quotes or online car insurance quotes. A vehicle insurance quote will tell you the amount of money you will pay as premiums to the insurance company.
There are three types of vehicle insurance. And what you can afford in premiums will help you to know the type of risk you can afford.
Based on your information one of three types of insurance for cars will come up detailing what you will get for that premium.
The Three Types of Vehicle Insurance are –
Third party
This type of insurance usually has the lowest vehicle insurance quote. This is because it covers the least amount of risk. It covers the other party in an accident that you cause — those who incur injuries or who suffer loss.
You will not receive compensation for damage to your car. You will have to do the repairs yourself.
Third party, fire and theft
This kind of insurance will compensate you if fire damages your car. In some cases if the car is destroyed by floods or any other type of natural disaster you will also be compensated.
If your car is stolen or damaged in an attempted robbery you will be compensated. It also caters for loss to other people if you cause an accident. It covers much more risk than third party hence has a higher vehicle insurance quote.
Comprehensive Vehicle Insurance Quote
While some companies do not offer third party and third party, fire and theft, most car insurance in South Africa is comprehensive. When it comes to car insurance quotes, it is best you ask for this one.
This is because it covers all types of risk. When you are looking at vehicle insurance quotes you will find it is the most recommended.
So if you are still undecided about a vehicle insurance quote – look at the picture again!
To get a personal car insurance quote complete and send the form on this page
All info was correct at time of publishing July 8, 2018