Top 10 Car Insurance Companies in South Africa
The abundance of car insurance companies in South Africa does make it hard to choose the correct one. But here we list for you what we think are the top ten car insurance companies in South Africa.
The evaluation of each one will depend on what each client deems as “important.” Also, the kind of coverage will vary from person to person as it depends on their age, occupation, car model, the number of drivers, children and location.
It’s important to know what exactly the cover will entail because that is what the insurance company will pay.
How the Top Ten Companies Operate
Some companies can alter and specifically design a policy that will meet the client’s needs. So customers should ask themselves what kind of plan caters for their needs. For example, single mums would need a plan that has reliable roadside assistance, one that’s affordable with perhaps extra medical cover or support.
Recently bought a new car? Then premiums may be higher but usually the higher the premium, the more coverage.
Or does the policy offer a loan car if a client’s vehicle is in for repairs? If a client works from home or is retired, insurance cover will depend on how much they drive. If complete coverage, known as comprehensive cover, is deemed too expensive, clients can opt for a cheaper option known as Third Party, Fire & Theft.
Importantly, if complete coverage, known as comprehensive cover, is deemed too expensive, clients can opt for a cheaper option known as Third Party, Fire & Theft.
The best thing a customer can do is make a list of their needs and tick them off one by one with each quotation that they receive. Currently, the top 10 car insurance companies in South Africa are as follows:
Top Ten Car Insurance Companies List
- Santam
- AA Insurance
- Outsurance
- Auto & General
- Discovery
- Miway
- Budget
- Mutual and Federal
- 1st for Women
- King Price
Clients should always request and compare insurance options, check their reliability and track record. Also, they should be true to their word, accessible when needed and be beneficial where possible.
To request your car insurance quote, please fill in the form on this page and submit it by clicking on the Get Quote button
All info was correct at time of publishing February 5, 2021
