Here are ways to get reduced Insurance premiums.
Suitable insurance is not something you think about until you make a claim. Unfortunately, this is when you realise that you don’t have suitable insurance. You are either over or under insured.
It helps to know exactly what your home and car are insured for, right from the start. Here are a few tips to help you find proper cover for your needs.
Shop around For the best Suitable insurance –
Research is the best way to reduce your insurance premiums. However, just because a policy isn’t expensive doesn’t mean it’s the best value. Look for a plan that fits as closely to your personal lifestyle as possible. This way you avoid being over or under insured.
Consolidate your Policies
This might seem obvious, given that we’re talking about car and home insurance. But if you combine your car and home cover into one policy, you save money and hassle.
Not only is there a good chance you’ll get a reduced rate on both policies, but you’ll also enjoy the convenience of paying just one bill and having one point of contact. Adding a second car to the same policy is another way to reduce your overall rates.
Improve and Secure your Home with Suitable insurance
Improving your home’s security can lessen your premiums. An armed response-linked alarm, CCTV cameras, electric fencing and gates will result in lower premiums.
Secure your Car
Your car premiums depend a lot on the make, model and age of your car. But alarms, tracker devices and driver apps can help lower your fees. If you have a secure lock up garage to park at night this also keeps premiums down.
Suitable insurance – Read the Small print
Take the time to read and review everything in your insurance contract. Something may sound like a good deal in principle, but can often be subject to certain conditions. If something is not clear, it’s always better to double check it with the insurer.
We hope this helps you find the right insurance for your needs.
For more information please visit www.directaxis.co.za, where you can fill in a form for us to call you back. Alternatively, to speak to one of our consultants, please call 0860 30 30 40.