Despite legislation, the majority of South African drivers ignore the law by using cell phones while on the road. It is estimated that 25% of all road accidents are caused by drivers either talking or texting on their cell phones. This bad and…
Women drivers save up to 40% on their insurance premiums compared to their male counterparts thanks to their gender. That is because most of their accidents are “fender-benders”, unlike men whose vehicle repair claims are generally substantially higher. Gender is important to insurance…
Trying to decide whether or not to buy car insurance? And wondering why is car insurance important? Insurance is vital and very much like paying the rent, water and lights accounts. Let’s take a look at the reasons why it’s so important. Why is Car…
In almost every fatal accident, the driver of the vehicle responsible for the death of another person could be guilty of culpable homicide. A guilty verdict in a fatal accident like this could lead to a jail term of up to five years.…
What colour car is best for car insurance purposes? White is undoubtedly the best colour vehicle to choose The insurance giant, Discovery, says this plays no part in premiums Outsurance says “more visible” cars attract lower insurance payments Colour can affect the cost…
Rather than regarding car insurance payments as the Big, Bad Wolf, preferably consider the consequences of being uninsured and involved in an accident. Because insurance covers the cost of vehicle damages and/or injuries to other drivers, passengers and pedestrians. Insurance protects against financial…
Is third party, fire and theft cover for my car enough? Weigh up the pros and cons Third Party insurance is the minimum form of insurance Cover yourself for repair costs to someone else’s vehicle Third Party insurance is attractive to low-mileage drivers…
Is car insurance a legal requirement in South Africa? There exists no legal requirement for South Africans to insure their vehicles Driving without insurance is foolhardy There are about eight million uninsured vehicles on our roads Government has still to impose legislation enforcing…
In the shrinking car insurance market a car insurance bonus features strongly in the latest offers from insurers. The AA stats show that up to 70% of the 11.4 million registered cars on our roads are uninsured. Add to that, there are over 800 000…
The facts are that car insurance is also subject to the ravages of inflation. That means the ever-present threat of premium hikes. In the fight to attract customers in a diminishing pool of takers, many of South Africa’s short-term insurance companies have devised…
