Hollard have just the plan for you – a customised car insurance plan
January 20, 2019
What do I need for a customised car insurance quote from Hollard?
- Your personal details – name, address, ID number
- Details of your car – age, make and model
- An idea about what kind of cover you want
- Details of any accidents
- Date of first driver’s licence
As a South African, you know that you need to insure your car. The cost of replacing or paying for car repairs is something that is out of reach for most of us without the help of insurance.
Fortunately, policies have come a long way since the one-size-fits-all plans that we used to have. Hollard gives you the chance to get insurance that suits your budget and offers the best value for money.
Decide what Kind of Cover you Want to get a Customised car Insurance quote from Hollard
The most expensive cover available. A complete insurance plan that covers you for theft, accidental damage, fire and loss.
Third Party Fire and Theft:
This is for you if you are on a tight budget. If your car is stolen or destroyed by fire, or you are the cause of an accident, your policy pays out for damages to the other car.
Third Party only:
For an older car that is not worth a lot or not used on a regular basis. If stolen or damaged, you have no cover. However, damage caused to another car by accident is covered.
Pay As You Drive:
A newer option that allows you to benefit if you aren’t on the road much. The theory is that the less time you spend driving, the less chance there is that you will be in an accident. This helps to reduce the premiums by charging you in proportion with how much you drive.
Extended Car Warranty:
A properly maintained car is less likely to have mechanical problems or be unable to stop in the event of an accident. It also helps to improve the value of the vehicle. However, maintaining the car can also prove expensive. You can extend your warranty plan to include services.
The option you choose will depend on your own circumstances – the car you drive, what you use it for and your budget.
What you need to consider is the impact that having an accident would have on your personal financial situation. You would have to replace your vehicle and, if not paid off, continue the repayments for it as well. And, to add to your woe, you could even land up paying for someone else’s repairs to boot.
There really is no good excuse not to get a customised car insurance quote from Hollard and some level of protection.
Requst your car insurance quote now. Just fill in the form and submit it.
All info was correct at time of publishing