Windscreen Insurance and Safety
December 7, 2016
When it comes to your car, every component of it must be in good condition. This article is to show you how important your windscreen is to your safety. And why it is so important to insure it. Long ago, Paul Evans sang the lyrics ‘keep your mind on your driving, indicating how important it is that nothing distracts you. A cracked windscreen can jeopardise your sight and your safety. Windscreen Insurance will at least allows you to recover the cost windshield damage. It would be a good idea to get windshield insurance.
Never Compromise on Your Driving Vision
Driving in South Africa is such safety hazard. You can’t afford to have your vision compromised. Vehicle experts tell us that the windscreen is the 3rd most important safety feature in a car, after the airbags and seatbelts.
Most comprehensive car insurances cover damage to your windshield. The quicker you fix a small crack on the glass the better. If you leave it, over the months, the crack spreads, getting longer and longer. A badly cracked windscreen is no longer part of your car’s safety features as it limits visibility and it is also against the law to drive a car with a badly cracked windscreen.
Your Windscreen is there for Good Reason
If you were in a car accident, your windshield should perform as a shield. But a broken windshield can shatter badly on impact and cause grave damage to you. A broken windscreen can affect the functionality of our airbags.
If you put in an insurance claim, it may be rejected when it is found that your windscreen was at fault. Your vehicle insurer should cover windshield chips and cracks. Make sure your check this out thoroughly with the insurance company where you buy your insurance products.
If your insurer covers you for windscreen damage, your car insurance policy will cover the repair of your windshield. You will, however, have to pay an excess amount to replace the windshield, and this can well be for an amount of about 7, 8 or R900 or so. While car insurance policies will cover the windscreen to some degree, if you don’t take out particular windshield cover, then you’ll have to pay the full excess in the event of a claim.
Repair before Replacement, Get Windscreen Insurance
It is no good compromising on the safety of your windscreen. Why not rather fix a chip or crack which can be far more cost effective than replacing the entire windshield.
Sometimes, however, a replacement is inevitable, and SABS auto glass can provide you with peace of mind that you have a trustworthy, reliable windscreen. Some of these glass fitment experts will even help you with your windscreen insurance claim too.
Arrive Alive offers excellent advice on cars, drivers, road users, licensing and insurance. And they’ll tell you that while some providers offer unique windscreen cover as standard. So it is up to you to research them all first.
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All info was correct at time of publishing