Car Insurance Definition for South Africa

A car insurance definition is: A company accepts your monthly premium payment. In return, it accepts the risk that someone might steal your vehicle. Or that it might be in an accident or even written off. And then it will pay your damages.

Car Insurance Definition Categories

Third-party only: the insurance company will pay only the damage or injury suffered by any party other than you or your vehicle in an accident.
Third-party, fire and theft: the insurer will pay for third-party damages as above, plus for fire and theft of your vehicles.
Comprehensive: this covers all eventualities and therefore it is the most expensive

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All info was correct at time of publishing November 18, 2018